Gradually, the world is becoming more disabled-friendly. Thanks to a combination of technology and research, disabled persons can now enjoy more independent and productive lives than ever before – allowing them to work and tend too many of their own needs. Equally important, however, is the role of government in proving financial and other assistance to make these improvements meaningful. Disability benefit Canada is one of the ways Canadian residents who are disabled get the assistance they deserve.
Life can be extremely difficult for a disabled person who may not have a reliable source of income or a support mechanism to help them get by each day. Our company understands those struggles, and works tirelessly to help people understand the circumstances of their or a loved one’s disability, specific eligibility requirements, and help them locate the assistance they need. In Canada, a key mechanism to minimize the burdens associated with a disability is to utilize the disability tax credit through the Canada Revenue Agency.
Who is Eligible?
In most cases, that’s the first question when it comes to disability benefits in Canada. The government has specific requirements a person must meet in order to become disabled:
• The person suffers from a physical or mental impairment which has lasted or is expected to last for more than 12 months.
• The Canada Revenue Agency states the impairment must be severe, which means it “must restrict him or her all or the majority of the time.”
• The disabled person, or someone on his or her behalf, must complete Form T2201, the Disability Tax Credit Certificate. The certificate also has a section that needs to be filled out by a qualified practitioner to attest to the impairment in question. Who is considered a qualified practitioner? A medical doctor, optometrist, audiologist, occupational therapist, physiotherapist, psychologist, and speech language pathologist, among other specialties.
There are a range of disabilities that a person could have in order to qualify for disability benefit Canada but the most common ones are:
• Problems getting dressed. A person is considered disabled if he or she takes a long time getting dressed, even with the help of therapy, medication, devices, or someone’s assistance. This also means the person experiences pain, stiffness, or loss of dexterity every time he or she gets dressed.
• Problems with feeding. In this case, the disability is similar to getting dressed in that it takes significant time and assistance, plus also requires a feeding tube – the very things an “average” person would not experience as defined by the government of Canada.
Finally, there are other questions we get asked quite frequently: What sort of expenses may be covered under the disability tax credit? And which expenses don’t apply to the disability tax credit? Deductible credits include the cost of childcare assistance, education, and reimbursement for medical expenses and working income tax benefit. Others who may qualify for credits include a spouse or common law partner, caregivers, disabled dependents and minor children. It’s also important to point out that not everything can be claimed as a disability benefit in Canada. Things like athletic or fitness club fees, non-prescription birth control devices, cosmetic surgery which took place after March 4, 2010, premiums for health insurance plans, blood pressure monitors, health programs, diaper services, over the counter medications, organic food, and personal safety response systems are not eligible.
A physical or mental disability is something thousands struggle with everyday. If you or a loved one has a disability, please call us now at 855-752-0288 for more details and we’ll help you get the assistance and support you need.